The mortgage market isn’t just changing in 2025 — it’s being rebuilt.

AI is cutting underwriting from weeks to hours.
Homeowners are pulling $94K+ in equity — not using HELOCs.
And borrowers? They’re ditching lenders… and using tools like RefiAlly instead.

Here’s what’s actually happening — and how to win in this new era.

Homeowners are sitting on $11 trillion in equity — and 2025 is the year they’re finally cashing in.

Not to buy a new house. Not to go on vacation.

To erase credit card debt. To fund a kitchen remodel. To buy their first rental.

If you’ve got equity, you’ve got power.

See exactly how much you could unlock — with no signup, no call, no guesswork.

→ See Your Cash-Out Refinance Options on RefiAlly